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M&M Business Accounting Ltd

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Who We Are

Operating since 2018 and based in Watford, M&M Business Accounting Ltd is a trusted provider of tailored accounting and financial services for individuals and small to medium-sized businesses. We pride ourselves on delivering accurate, reliable, and efficient solutions that help our clients stay compliant and financially confident.We committed to your success through tailored financial solutions, expert guidance, and long-term partnership M&M Business Accounting Ltd is a registered limited company in England & Wales. Company No. 09271760

  • Business Accounts
  • Payroll & HR
  • Tax Planning

Committed to Your Success: Our Core Values

These four core values are the bedrock of M&M Accountants. They shape every interaction and decision we make, ensuring we deliver truly reliable and personalised accounting services tailored to your unique journey.

Proactive

We anticipate your business needs, foresee potential financial hurdles, and address them before they can become issues—always looking ahead to secure your financial position.

Dependable

You can always count on us to deliver consistent, accurate, and high-quality results across all your financial statements, reporting, and compliance needs.

Approachable

We foster an open, communicative environment where no question is too small. We are always available to provide clear explanations and guidance, turning complex jargon into understandable advice.

Problem Solvers

Whether it's navigating complex tax regulations, optimizing your financial structure, or resolving unexpected challenges, we employ swift, effective strategies to find the best possible solution.

R&D Tax Credits

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Bookkeeping

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Corporation Tax

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Business Accounts

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Why We Are The Best

Our Accounting & Tax Services for your Business

We successfully handle tasks of varying complexity, provide long-term reliability, and consistently master new practices and methodologies.

  • Tax Planning

    Strategic guidance to legally minimize your tax liability and maximize savings.

  • Corporation Tax

    Accurate calculation and timely filing of your company’s corporation tax returns.

  • HMRC Investigations

    Professional support to handle HMRC investigations efficiently and with peace of mind.

  • Business Accounts

    Comprehensive preparation and submission of annual accounts for your business.

MEET OUR TEAM

Business Expertise Is Here
For You Can Trust

Faraz Afzal - CPAA, MBA (Finance)

Faraz began his career in accountancy in 2006 and established his own practice in 2018. He specializes in accountancy and taxation planning, providing expert guidance to help clients achieve their financial goals. With extensive experience, Faraz is dedicated to understanding each client's unique situation, delivering personalized strategies that ensure compliance and foster long-term financial success.

Javeria Faraz - MAAT, MBA (Finance)

Javeria has been practicing accountancy since 2015, and became a founding partner of the firm in 2018. She specializes in accounting and payroll. Javeria plays an important role in providing meticulous financial services, ensuring clients' operations run smoothly and their records are always accurate.

Shahroze Sarfraz - MSc (Accounting & Finance) & ACCA Part-Qualified

Shahroze joined M&M Business Accounting in 2025, bringing three years of experience in accountancy practice. He is a dedicated member of our team, committed to applying his knowledge and skills to provide exceptional support to our clients and contribute to their financial success.

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    M&M Business Accounting Ltd delivers expert, reliable accounting solutions to help individuals and businesses thrive.

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