About Us
Who We Are
Operating since 2018 and based in Watford, M&M Business Accounting Ltd is a trusted provider of tailored accounting and financial services for individuals and small to medium-sized businesses. We pride ourselves on delivering accurate, reliable, and efficient solutions that help our clients stay compliant and financially confident.We committed to your success through tailored financial solutions, expert guidance, and long-term partnership M&M Business Accounting Ltd is a registered limited company in England & Wales. Company No. 09271760
- Business Accounts
- Payroll & HR
- Tax Planning
Committed to Your Success: Our Core Values
These four core values are the bedrock of M&M Accountants. They shape every interaction and decision we make, ensuring we deliver truly reliable and personalised accounting services tailored to your unique journey.
Proactive
We anticipate your business needs, foresee potential financial hurdles, and address them before they can become issues—always looking ahead to secure your financial position.
Dependable
You can always count on us to deliver consistent, accurate, and high-quality results across all your financial statements, reporting, and compliance needs.
Approachable
We foster an open, communicative environment where no question is too small. We are always available to provide clear explanations and guidance, turning complex jargon into understandable advice.
Problem Solvers
Whether it's navigating complex tax regulations, optimizing your financial structure, or resolving unexpected challenges, we employ swift, effective strategies to find the best possible solution.
R&D Tax Credits
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Read MoreCorporation Tax
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Read MoreBusiness Accounts
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Our Accounting & Tax Services for your Business
We successfully handle tasks of varying complexity, provide long-term reliability, and consistently master new practices and methodologies.
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Tax Planning
Strategic guidance to legally minimize your tax liability and maximize savings.
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Corporation Tax
Accurate calculation and timely filing of your company’s corporation tax returns.
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HMRC Investigations
Professional support to handle HMRC investigations efficiently and with peace of mind.
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Business Accounts
Comprehensive preparation and submission of annual accounts for your business.
Business Expertise Is Here
For You Can Trust
Faraz Afzal - CPAA, MBA (Finance)
Faraz began his career in accountancy in 2006 and established his own practice in 2018. He specializes in accountancy and taxation planning, providing expert guidance to help clients achieve their financial goals. With extensive experience, Faraz is dedicated to understanding each client's unique situation, delivering personalized strategies that ensure compliance and foster long-term financial success.
Javeria Faraz - MAAT, MBA (Finance)
Javeria has been practicing accountancy since 2015, and became a founding partner of the firm in 2018. She specializes in accounting and payroll. Javeria plays an important role in providing meticulous financial services, ensuring clients' operations run smoothly and their records are always accurate.






